Updated: 14 September 2026 • GenZSpot Team
⚡ Quick answer: UK study cost for Indian students 2026: tuition ₹22-35L/yr, living ₹9L/yr outside London (₹12L in London), visa fee ≈ ₹55k, health surcharge £776/yr (≈₹85k). First-year total: ₹33-48L. The 2-year Graduate Route offsets long-term ROI.
Where every rupee goes
| Item | Cost |
|---|---|
| Tuition (masters) | ₹22-35L/yr |
| Living (outside London) | ₹9-10L/yr |
| Living (London) | ₹12-13L/yr |
| Visa fee | ≈₹55,000 |
| IHS health surcharge | £776/yr |
Money-saving moves
- Pick northern unis (Manchester, Leeds, Newcastle): rent 30% lower
- September vs January intake scholarships (₹2-4L common)
- 20 hrs/week work at £11-14/hr covers groceries + transport
Is UK still worth it?
Yes if you want a 1-year masters + 2-year work route and can fund year one without loans above ₹20L. For PR-focused plans, compare Canada first.
FAQ
Bank balance needed? Tuition + 9 months living costs held 28 days.
Dependants allowed? Only for research postgrads currently.
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